Chargebacks are one of the most costly problems for Shopify merchants. They drain profits, damage your payment reputation, and create unnecessary stress – especially when most chargebacks can be prevented with a few simple steps.

Here’s a clear, updated guide to reducing chargebacks in 2025.


1. Set Clear Expectations Before Checkout

Most chargebacks happen because customers didn’t understand your:

  • Refund policy
  • Shipping timeline
  • Delivery delays
  • Non-returnable items
  • Custom/handmade processing time

Make these details visible:
✔ On product pages
✔ On cart page
✔ Before checkout

Transparency reduces “I didn’t know” disputes.


2. Use a Mandatory Terms & Conditions Checkbox

Adding a required “I Agree to the Terms & Conditions” checkbox is one of the most effective ways to reduce:

  • Policy misunderstandings
  • Shipping disputes
  • Return conflicts
  • Friendly fraud claims

It also gives you recorded consent attached to the order, which becomes powerful evidence in case of a dispute.

Tools like I Agree – Terms & Conditions Checkbox App make this extremely easy and fully automated.


3. Understand That Consent Alone Doesn’t Win Every Case

Even if you:

  • Record consent
  • Show clear policies
  • Provide proof of delivery

…banks still sometimes side with the customer – especially with friendly fraud or “unauthorized transaction” claims.

This is why you need an additional layer of protection for high-value orders.


4. For Orders Above $1000, Get Manual Email Confirmation

For expensive orders (>$1000), ALWAYS pause before dispatching and email the customer:

“Please reply YES to confirm this order and the shipping timeline.”

This email confirmation gives you:

  • Strongest possible evidence
  • Protection against unauthorized purchase disputes
  • High defense against friendly fraud
  • A chance to stop fraudulent orders before shipping

Fraudsters rarely reply – and you avoid shipping something you’ll never get paid for.


5. Losing Multiple High-Value Chargebacks Can Kill Your Business

Payment processors monitor your chargeback ratio.
A few $1000+ chargebacks can quickly trigger:

  • Higher processing fees
  • Frozen payouts
  • Account review
  • Permanent payment provider ban

If you lose your payment provider, your Shopify business can be shut down overnight.

This is why high-value orders MUST have:
✔ Consent recorded
✔ Email confirmation
✔ Clear timelines
✔ Tracked + signature delivery

Protecting expensive orders is not optional – it’s survival.


6. Support Responsively and Track Every Shipment

A worried customer who doesn’t get a quick reply often goes straight to filing a dispute.

Prevent this by:

  • Sending tracking updates
  • Replying within 24 hours
  • Giving realistic delivery ranges
  • Offering alternatives like store credit

Good communication is one of the strongest chargeback deterrents.


Final Thoughts

Reducing chargebacks isn’t complicated – you just need the right layers in place:

For all orders

✔ Clear policies
✔ Realistic shipping timelines
✔ Terms & Conditions checkbox

For orders above $1000

✔ Extra email confirmation
✔ Signature delivery

These small steps dramatically reduce dispute risk and help protect your Shopify business long-term.

👉 Install I Agree – Terms & Conditions Checkbox App
https://apps.shopify.com/i-agree-checkbox A simple checkbox + one email confirmation = maximum chargeback protection.